Home Loans
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We thank you for showing your interest in us. Following is the way to opening an
account with us.
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- Please find our
Branch nearest to you and contact
our representative
for further proceedings.
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We request you to wait for 7 working days after your application to revert back
to you. Thanks you in the meantime for your patience.
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Looking for easy loans to make your dream house comes true? Step into Jalore Nagrik
Sahkari Bank Ltd. and get our home loan sanctioned. Repay in easy monthly installments.
Purpose
Any individual for the purchasing of house.
Eligibility
- Min age of the person who is taking loan will be 21 years and max will be 60 years.
- House will not be in rural areas.
- Loan taker will be the permanent resident of working area of the bank or will be
permanent resident of Jalore from last 2 years.
- Payment of the loan is given direct to the seller of the house at the time of registration
of house at the registrar office under the supervision of the bank’s officer.
- 5 times of annual income or 10 lacs which is minimum will be given as a loan.
- Title of the house will be perfect.
- Only Income tax return will be considered for the income.
Amount and tenure
- Loan Amount:Max Rs 10 Lacs
- Loan Tenure:5 years.
Rate of Interest
As applicable from time to time. (See Current Rates)
Security
- 60% of the house cost will be given as a loan, 40% margin amount will be submitted
in the bank and purchase invoice present to the bank.
- Postdated Cheques
Repayment
60 months or 60 year age which is lesser.
Looking for easy loans to make your dream house comes true? Step into Jalore Nagrik
Sahkari Bank Ltd. and get our home loan sanctioned. Repay in easy monthly installments.
Purpose
Purchase of an already constructed House, Normally not more than 15 year old.
Eligibility
- Individuals overs 21 years and upto 60 years can be relaxed upto 65 years and group
as same.
- House will not be in rural areas.
- Loan taker will be the permanent resident of working area of the bank or will be
permanent resident of Jalore from last 2 years.
- Payment of the loan is given direct to the seller of the house at the time of registration
of house at the registrar office under the supervision of the bank’s officer.
- 5 times of annual income or 10 lacs which is minimum will be given as a loan.
- Title of the house will be perfect.
- Only Income tax return will be considered for the income.
Amount and tenure
- Loan Amount:Maximum 5 lacs
- Loan Tenure:10 years or service period
Rate of Interest
As applicable from time to time. (See Current Rates)
Security
Equitable mortgage of property / Salary / Income certificate, Blue map, construction
valuation chart approved by civil Engineers, construction permission, Two Guarantor
Bank member and Income Tax Payer.
Repayment
Maximum 120 EMI