Fixed Deposit Account

We thank you for showing your interest in us. Following is the way to opening an account with us.
  1. Please find our Branch nearest to you and contact our representative
    for further proceedings.
  2. or You can download the application form from here, take a neet printout,
    send the filled form alonwgwith required documents.
We request you to wait for 7 working days after your application to revert back to you. Thanks you in the meantime for your patience.
Allow yourself to deposit money for a fix time period with us at 8% interest rate & for 2-3 years and get your future secure. To provide 100% safe, riskless investment at maximum interest rate, and give due weightage to the interest of the investor and provide them loans up to 75- 90% of the deposit amount from banks against fixed deposit receipts.

Who can open an account?

  • Individuals
  • Two or More individuals in their joint names
  • Minors represented by the natural guardians
  • Proprietory concerns/ partnership firms/companies
  • Associations or any body corporates
  • Hindu Undivided Families
  • Trusts

Procedure for opening of an account

  • Account opening form should be in the prescribed format & properly filled up and signed by the depositor like mainly Full name & address, occupation, amount of deposit, repayment condition, standing instructions if any, date of birth (in case of minor, opening form contains signature of the depositor/s.
  • In case of individuals, the depositor gives the nomination form duly filled in.
  • Passport size photo
  • In case of deposits in the name of a minor, the date of birth certificate of minor is mandatory. The natural guardian should represent the minor.
  • In case of the deposits of HUF, proprietory concerns, and other corporate bodies, the papers relating to their constitution should also accompany the account opening form.

Operating instructions

  • Self
  • Former or Survivor or No. 1 or Survivors
  • Either or Survivors (E or S)
  • Any one or more of them or Survivor or Survivors

Fixed deposit

  • Minimum amount for Fixed Deposit is Rs. 1000/-.
  • Minimum period for deposits is minimum 15 days and Maximum is 120 months.AND MORE BY ORDER OF COURTS LAW
  • Interest can be paid on deposits periodically monthly/quarterly/half yearly & yearly.
  • Pre maturity: Penalty clause as applicable.
  • TDS applicable
  • TDS Will not be deductable for banks member .
  • Addition/deletion of names possible
  • Special Interest rate is applicable for Senior Citizen AS 0.75% MORE THAN
  • Interest Rate as applicable is

SUKH SAMRDHI YOJNA………

क्र. सं. (A)मियादी अमानते सामान्य ब्याज दर
1. 15 दिन से 45 दिन तक 4.00%
2. 46 दिन से 180 दिन तक 7.50%
3. 181 दिन से 1 वर्ष तक 8.50%
4. 1 वर्ष से अधिक 3 वर्ष तक 9.75%
5. 3 वर्ष से अधिक 5 वर्ष तक 9.50%
6. 5 वर्ष से अधिक 10 वर्ष तक 8.75%
7. 10 वर्ष से अधिक
(सिर्फ न्यायालय द्वारा आदेशित )
8.50%
** Terms and Condition Apply
**** for more information please contact your nearest branches.