Fixed Deposit Account
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We thank you for showing your interest in us. Following is the way to opening an
account with us.
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- Please find our
Branch nearest to you and contact
our representative
for further proceedings.
- or You can download the application form from
here, take a neet printout,
send the filled form alonwgwith required documents.
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We request you to wait for 7 working days after your application to revert back
to you. Thanks you in the meantime for your patience.
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Allow yourself to deposit money for a fix time period with us at 8% interest rate
& for 2-3 years and get your future secure. To provide 100% safe, riskless investment
at maximum interest rate, and give due weightage to the interest of the investor
and provide them loans up to 75- 90% of the deposit amount from banks against fixed
deposit receipts.
Who can open an account?
- Individuals
- Two or More individuals in their joint names
- Minors represented by the natural guardians
- Proprietory concerns/ partnership firms/companies
- Associations or any body corporates
- Hindu Undivided Families
- Trusts
Procedure for opening of an account
- Account opening form should be in the prescribed format & properly filled up and
signed by the depositor like mainly Full name & address, occupation, amount of deposit,
repayment condition, standing instructions if any, date of birth (in case of minor,
opening form contains signature of the depositor/s.
- In case of individuals, the depositor gives the nomination form duly filled in.
- Passport size photo
- In case of deposits in the name of a minor, the date of birth certificate of minor
is mandatory. The natural guardian should represent the minor.
- In case of the deposits of HUF, proprietory concerns, and other corporate bodies,
the papers relating to their constitution should also accompany the account opening
form.
Operating instructions
- Self
- Former or Survivor or No. 1 or Survivors
- Either or Survivors (E or S)
- Any one or more of them or Survivor or Survivors
Fixed deposit
- Minimum amount for Fixed Deposit is Rs. 1000/-.
- Minimum period for deposits is minimum 15 days and Maximum is 120 months.AND MORE
BY ORDER OF COURTS LAW
- Interest can be paid on deposits periodically monthly/quarterly/half yearly & yearly.
- Pre maturity: Penalty clause as applicable.
- TDS applicable
- TDS Will not be deductable for banks member .
- Addition/deletion of names possible
- Special Interest rate is applicable for Senior Citizen AS 0.75% MORE THAN
- Interest Rate as applicable is
SUKH SAMRDHI YOJNA………
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क्र. सं.
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(A)मियादी अमानते
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सामान्य ब्याज दर
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1.
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15 दिन से 45 दिन तक
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4.00%
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2.
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46 दिन से 180 दिन तक
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5.50%
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3.
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181 दिन से 1 वर्ष तक
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6.00%
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4.
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1 वर्ष से अधिक 2 वर्ष तक
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6.75%
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5.
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2 वर्ष से अधिक 3 वर्ष तक
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7.00%
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6.
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3 वर्ष से अधिक 5 वर्ष तक
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7.10%
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7.
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5 वर्ष से अधिक 10 वर्ष तक
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6.50%
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8.
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10 वर्ष से अधिक
(सिर्फ न्यायालय द्वारा आदेशित )
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6.50%
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** Terms and Condition Apply
**** for more information please contact your nearest branches.